Port HuenemeUnder $700K

Port Hueneme Homes Under $700,000

What you can buy in Port Hueneme for under $700,000 — the most affordable coastal-adjacent market in central Ventura County.

Under $700K in Port Hueneme

Under $700K in Port Hueneme is the bread-and-butter local market. The city's median sits in the mid-$600Ks, making this band the largest segment of activity. Inventory is broader and more diverse than at the same price in Oxnard or Ventura.

First-time buyers, active-duty and veteran buyers using VA financing, and investor-buyers make up the bulk of activity. Owner-occupant ratio is high; rental yield is one of the strongest in central Ventura County coastal markets.

What your budget buys

What you get at this price

A 1960s-80s 3-bed/2-bath ranch in central Port Hueneme, a 2-bed beach condo in the beachfront corridor, an older Surfside single-family needing updating, or a 2-3 bed townhome.

Who this fits

Best for

First-time buyers using FHA, VA, or 5% down conventional financing
Active-duty and veteran buyers using VA loans
Owner-occupants comfortable with cosmetic to moderate updating
Investors targeting buy-and-hold rental yield

Where to look

Port Hueneme neighborhoods in this range

Central Port Hueneme

$600K – $750K

Established 60s-80s tract neighborhoods. The bread-and-butter family-residence inventory.

Bard Mansion area

$650K – $850K

Historic neighborhood near the historic Bard Mansion. Older single-family with mature landscaping.

Beach condos

$450K – $750K

Mid-rise condo developments along the beachfront. 1-2 bed units; popular with veterans and second-home buyers.

Before you write an offer

Watch-outs

Older homes often have deferred maintenance — budget $25-75K of immediate work into the purchase.
Coastal-property insurance considerations — flood zones and salt-air maintenance affect long-term costs.
Multi-offer is common on cleanly updated under-$650K listings, particularly with VA-eligible inventory.

Live inventory

See what’s on the market right now

This search is pre-filtered to Port Hueneme at Under $700K and updates straight from the MLS.

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Good to know

Under $700K in Port Hueneme — common questions

Can I really buy beach-adjacent housing in Port Hueneme for under $700K?

Yes. Beach condos in the $400-700K range and Surfside-area townhomes regularly transact below $700K, providing some of the most affordable coastal-adjacent housing in central Ventura County. Older central Port Hueneme single-family also trades in this band.

Will VA loans work in Port Hueneme at this price?

Yes — VA financing is extremely common in Port Hueneme. The 2026 VA loan limit functions as no-limit for fully entitled veterans. Sellers in Port Hueneme are accustomed to VA offers and most transactions move smoothly.

Are Port Hueneme condos a good investment?

Often yes for buy-and-hold rentals, particularly the 1-2 bed beach condos. Rental yield is among the strongest in central Ventura County coastal markets given the affordable entry price and steady tenant demand from naval base personnel and CSU Channel Islands students. Verify HOA financials and any rental restrictions before investing.

Back to the Port Hueneme guide

Last reviewed 2026-05-04.

Equal Housing Opportunity. We support the Fair Housing Act and the Equal Opportunity Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, marital status, source of income, ancestry, age, citizenship, primary language, or military or veteran status.

Property listings open on the Walters Group Real Estate search site. Listing data is provided by the applicable MLS and is deemed reliable but not guaranteed.

Jason Walters, REALTOR®. California DRE #01467130. Walters Group Real Estate, eXp Realty of California, Inc., DRE #01878277.