Old Town / Heritage
$800K – $1.1M1950s-60s single-story ranch, deep lots, character trim. A first-time buyer’s sweet spot.
CamarilloUnder $900K
Camarillo Homes Under $900,000
What you can buy in Camarillo for under $900,000 — neighborhoods, condition, and what to expect from the entry-level Camarillo market.
Under $900K in Camarillo
Under $900K in Camarillo is a tight band right now. The county's median sits north of $960K, which means anything under nine puts you in either the smaller-square-footage end of the SFR market or in townhomes and condos. There are still real options, but you have to know where to look and you have to move quickly when something lands.
The buyers who win in this band are usually first-time buyers leveraging FHA, VA, or 5% down conventional, or downsizers who don't need 2,500 sqft anymore. Investor activity is light at this price point because rents don't quite carry it.
What your budget buys
What you get at this price
A 1950s-70s 3-bed/2-bath ranch in Old Town or Mission Oaks (often with the original kitchen and a list of disclosures), a modern 3-bed townhome in Village at the Park or Mission Oaks Plaza, or a 2-bed condo in Camarillo Springs (55+) or along Ponderosa.
Who this fits
Best for
- First-time buyers using FHA, VA, or 5% down conventional financing
- Downsizing buyers coming from a larger Camarillo or Conejo Valley home
- Buyers who don't need maximum square footage and prioritize a lower entry price
- Anyone who wants the Pleasant Valley school district at the lowest possible entry point
Where to look
Camarillo neighborhoods in this range
Mission Oaks
$900K – $1.3M70s-80s tracts, strong PVSD school zoning, huge cul-de-sacs. Low turnover and long-tenure ownership.
Village at the Park
$850K – $1.25MNewer (early 2000s) master-planned — townhomes, SFR, shared amenities.
Before you write an offer
Watch-outs
- Original-condition homes often need $50-150K of work — budget accordingly.
- Camarillo Springs and other 55+ communities are common at this price; verify age restriction before you fall in love.
- Multi-offer is common on anything updated under $850K — don't expect to negotiate from list.
Live inventory
See what’s on the market right now
This search is pre-filtered to Camarillo at Under $900K and updates straight from the MLS.
Browse listingsGood to know
Under $900K in Camarillo — common questions
Can you actually buy a single-family home in Camarillo for under $900K?
Yes, but the inventory is thin. You're looking at 1950s-70s ranch homes in Old Town and the older parts of Mission Oaks — typically 1,200-1,800 sqft, original-condition or lightly updated. Expect 5-15 listings at any given time.
Are there condos in Camarillo under $700K?
Yes. Two-bed, two-bath condos in Camarillo Springs (55+), along Ponderosa Drive, and in older Mission Oaks plazas regularly transact in the $500-700K range. Three-bed townhomes start around $700K.
Will FHA work in Camarillo at this price?
Yes for most townhomes and SFRs — Camarillo has plenty of stock under the 2026 FHA loan limit ($1,089,300 for Ventura County). The harder part is winning a multi-offer with FHA against conventional cash-strong buyers; tight earnest money and a clean appraisal contingency help.
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Last reviewed 2026-05-04.
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Property listings open on the Walters Group Real Estate search site. Listing data is provided by the applicable MLS and is deemed reliable but not guaranteed.
Jason Walters, REALTOR®. California DRE #01467130. Walters Group Real Estate, eXp Realty of California, Inc., DRE #01878277.